"As Steve Keen points out, banks charge more interest on loans than they pay on savings, so the only way for the overall money supply (and therefore the economy) to grow is for the rate of money/debt creation to constantly accelerate — with enough new money entering to cover the ever growing aggregate interest payments, and fund actual economic activity. This leads inevitably to disaster..."
Sorry, Austin, but this is nonsense - in more ways than one. Perhaps it’s rather ambitious to try to explain these matters to other people, when you’re not an economist yourself.
Ideally, you might find time to study Economics for yourself, from the ground up. If you’re interested in doing so, I have some resources you might find helpful: